Early Payments
As a supplier, request early payment of invoices already approved by your client (buyer) and obtain immediate liquidity thanks to their credit strength.
Liquidity now, without waiting
With FinDynamic's Early Payments, as a supplier you can access the liquidity of your invoices already approved by the buyer, without having to wait for the natural payment due date.
The applied rate is based on the buyer's credit rating — usually a large company — allowing you to access financing at rates much lower than what you would obtain independently.
- No assessment of the supplier's credit rating
- Rates based on the buyer's rating
- Completely digital process
- Liquidity within 24-48 hours
How it works
The buyer approves invoices
Your client (buyer) approves your invoices on the FinDynamic platform, confirming the payment commitment.
Request the advance
You see the available approved invoices and select those for which you want to request early payment.
Cost calculation
The platform automatically calculates the cost of the advance based on the remaining days to maturity and the applied rate.
Liquidity within 24-48 hours
After confirmation, you receive payment in your bank account within 24-48 working hours.
The benefits for the supplier
Competitive Rates
Access rates based on the buyer's credit rating, much lower than a traditional bank credit line.
No Guarantees
No real or personal guarantee is required. The buyer's strength is the only parameter.
Flexibility
Choose which invoices to advance and when. No obligation to transfer the entire portfolio.
Improves Liquidity
Optimise your working capital cycle and finance growth without resorting to bank credit.
Free Onboarding
Registering on the FinDynamic platform as a supplier is completely free.
Dedicated Support
A team of experts is always available to support you in using the platform.
Are you a supplier? Start today
Register on the FinDynamic platform or speak with one of our experts to activate Early Payments.