Reverse Factoring
The bank or factor purchases suppliers' commercial receivables from the buyer, guaranteeing immediate liquidity to suppliers and advantageous conditions thanks to the buyer's credit rating.
Why choose Reverse Factoring?
Low Rates for Suppliers
Suppliers access financing at very competitive rates, based on the buyer's rating.
No Impact on the Buyer
The buyer does not use their own liquidity: it is the bank or factor that finances the suppliers.
Stronger Supply Chain
Reduces the risk of default from strategic suppliers, protecting the buyer's operational continuity.
Global Access
Available for domestic and international suppliers, in over 35 countries.
100% Digital Process
Onboarding, transfer and reporting: all digital, all on the FinDynamic platform.
Multi-fund
Access to a pool of banks and investment funds to always guarantee the necessary liquidity.
Reverse Factoring vs Confirming
Two similar solutions but with distinct characteristics. Discover which one suits you.
| Reverse Factoring | Confirming | |
|---|---|---|
| Who finances | Bank / Factor | Bank |
| Impact on buyer balance sheet | None | None |
| Rate based on | Buyer rating | Buyer rating |
| Non-recourse transfer | Yes | Yes |
| Ideal for | SME suppliers | Medium/large suppliers |
| Activation time | 2-4 weeks | 3-6 weeks |
Want to evaluate Reverse Factoring?
Speak with one of our experts and find the most suitable solution for your company.